Teacher pay points by area
The pay and conditions document sets a separate figure for each of the four pay areas. These are the advisory points in Annex 3 of the document; the minimum and maximum of each range are compulsory and the points between them are not.
| Pay point | Rest of England | Fringe | Outer London | Inner London |
|---|---|---|---|---|
| M1 | £32,916 | £34,398 | £37,870 | £40,317 |
| M2 | £34,823 | £36,373 | £39,851 | £42,234 |
| M3 | £37,101 | £38,627 | £41,935 | £44,238 |
| M4 | £39,556 | £41,075 | £44,128 | £46,339 |
| M5 | £42,057 | £43,545 | £46,800 | £48,952 |
| M6 | £45,352 | £46,839 | £50,474 | £52,300 |
| U1 | £47,472 | £48,913 | £52,219 | £57,632 |
| U2 | £49,232 | £50,668 | £54,151 | £60,464 |
| U3 | £51,048 | £52,490 | £56,154 | £62,496 |
What each point is worth after deductions
Outside the London area, on the standard tax code, with no student loan and no responsibility payment. The Teachers' Pension Scheme is a net pay arrangement, so the contribution comes off before income tax.
| Pay point | Salary | Pension rate | Income tax | National Insurance | Take-home a month |
|---|---|---|---|---|---|
| M1 | £32,916 | 7.4% | £3,582 | £1,628 | £2,106 |
| M2 | £34,823 | 7.4% | £3,935 | £1,780 | £2,211 |
| M3 | £37,101 | 8.9% | £4,246 | £1,962 | £2,299 |
| M4 | £39,556 | 8.9% | £4,693 | £2,159 | £2,432 |
| M5 | £42,057 | 8.9% | £5,149 | £2,359 | £2,567 |
| M6 | £45,352 | 8.9% | £5,749 | £2,623 | £2,745 |
| U1 | £47,472 | 8.9% | £6,135 | £2,792 | £2,860 |
| U2 | £49,232 | 9.9% | £6,358 | £2,933 | £2,922 |
| U3 | £51,048 | 9.9% | £6,685 | £3,032 | £3,023 |
Pension contribution tiers from 1 April 2026
Teachers' Pensions sets the member rate by the annual salary rate for the employment rather than the full-time equivalent, so a part-time contract is banded on what it actually pays. The bands rose by 3.8 per cent from 1 April 2026 in line with the Pensions Increase.
| Annual salary rate | Member contribution |
|---|---|
| Up to £36,198.99 | 7.4% |
| £36,199.00 to £48,727.99 | 8.9% |
| £48,728.00 to £57,776.99 | 9.9% |
| £57,777.00 to £76,572.99 | 10.5% |
| £76,573.00 to £104,413.99 | 11.6% |
| £104,414.00 and above | 12.0% |
The employer pays 28.68% on top, including the 0.08 per cent administration levy. Source: Teachers' Pensions, calculating contributions. The teachers' pension calculator shows what the contribution builds up.
The other teacher pay ranges
Two further ranges sit outside the main and upper pay ranges. They are set as a minimum and a maximum with no advisory points, so they are stated here as ranges rather than given their own pages.
| Range | Rest of England | Fringe | Outer London | Inner London |
|---|---|---|---|---|
| Leading practitioner | £52,026 to £79,092 | £53,460 to £80,528 | £56,154 to £83,223 | £61,858 to £88,930 |
| Unqualified teacher | £22,601 to £35,259 | £24,066 to £36,718 | £26,789 to £39,450 | £28,343 to £40,994 |
What these pages do not include
Basic pay is not the whole payslip. A teaching and learning responsibility payment, a special educational needs allowance, an unqualified teacher's allowance or an acting allowance are all paid on top and are set by the school within limits in the document. Leadership pay, including deputy and assistant headteacher and headteacher group ranges, is a separate structure and is not covered here.
Wales, Scotland and Northern Ireland
The document covers England only. Wales has its own School Teachers' Pay and Conditions (Wales) Document, Scotland negotiates through the Scottish Negotiating Committee for Teachers, and Northern Ireland through its own machinery, so these figures should not be read across. The Teachers' Pension Scheme covers England and Wales; Scotland and Northern Ireland run separate schemes. Scottish income tax also differs, which the Scottish income tax calculator covers.
When these figures change
A new pay and conditions document is published for each academic year and takes effect from 1 September. The document named above was the current one when this page was last reviewed. Pension contribution bands change separately, on 1 April each year, in line with the Pensions Increase.
Work out your own figure
These pages are the clean case: full-time work, the standard tax code, no student loan and no allowance. Open the take-home pay calculator to add a responsibility payment, a student loan plan or a different tax code.