£11 an hour by hours worked
Yearly pay is the rate multiplied by weekly hours and by 52 weeks. The after-tax columns apply the 2026/27 personal allowance, income tax bands and employee National Insurance to that yearly figure.
| Hours a week | Yearly | Monthly | Weekly | Yearly after tax | Monthly after tax |
|---|---|---|---|---|---|
| 20 | £11,440 | £953 | £220 | £11,440 | £953 |
| 25 | £14,300 | £1,192 | £275 | £13,816 | £1,151 |
| 30 | £17,160 | £1,430 | £330 | £15,875 | £1,323 |
| 35 | £20,020 | £1,668 | £385 | £17,934 | £1,495 |
| 37.5 | £21,450 | £1,788 | £413 | £18,964 | £1,580 |
| 40 | £22,880 | £1,907 | £440 | £19,993 | £1,666 |
| 45 | £25,740 | £2,145 | £495 | £22,052 | £1,838 |
Take-home pay on a 37.5 hour week
| Gross pay | £21,450 |
| Income tax | £1,776 |
| National Insurance | £710 |
| Take-home pay | £18,964 |
Deductions take 11.6% of gross pay, so £11 an hour is worth about £9.72 an hour after tax on this pattern. The first £12,570 of the year is tax free, which is why the effective rate is well below the 20% headline rate. A pension contribution, a student loan or Scottish tax bands would change the figure; the take-home pay calculator handles all of them.
How £11 an hour compares with the minimum wage
£11 an hour is below the National Living Wage of £12.71 that applies from age 21, so it is lawful only for 18 to 20 year olds, whose minimum is £10.85.
| Minimum wage band, 2026/27 | Hourly rate |
|---|---|
| National Living Wage, age 21 and over | £12.71 |
| Age 18 to 20 | £10.85 |
| Under 18 | £8 |
| Apprentice (under 19, or first year) | £8 |
Where the tax thresholds fall
At £11 an hour, yearly pay passes the £12,570 personal allowance at about 22.0 hours a week. Below that, no income tax or employee National Insurance is due. Above it, each extra hour is taxed at 20% plus 8% National Insurance, so you keep about £7.92 of every £11 hour. The higher rate threshold of £50,270 would need more than 60 hours a week, so it does not apply to ordinary hours on this rate.
Overtime at £11 an hour
Time and a half on £11 is £16.50 an hour and double time is £22.00. Five hours of overtime a week at time and a half adds £4,290 a year before tax. Employers do not have to pay a premium for overtime, but the average rate across all hours worked must stay at or above the minimum wage. The hourly pay calculator works out any mix of hours, minutes, breaks and overtime for a single shift or week.
What the next step up is worth
A rise from £11 to £12 an hour adds £1,950 a year before tax on a 37.5 hour week, and about £1,404 after tax and National Insurance. The pay rise calculator values any offer, hourly or annual, after deductions.
How these figures are worked out
Yearly pay is hourly rate multiplied by weekly hours multiplied by 52. Some employers pay for 52.14 weeks or quote a monthly salary on 4.33 weeks, which moves the figures by a fraction of a percent. Tax is worked out on the yearly total using the 2026/27 personal allowance of £12,570, 20% basic rate to £50,270 and 40% above, and employee National Insurance at 8% between £12,570 and £50,270 and 2% above. Holiday pay is not added: for hourly workers, 5.6 weeks of paid holiday a year is a legal entitlement on top of hours worked, which the holiday pay calculator covers.